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Benefits we offer – FSA, DCAP, Limited Purpose FSA
The SEBB FSA & DCAP plans help you save money on your out-of-pocket health and dependent day care costs. You can set aside pre-tax dollars to pay for your qualified expenses and save between 25 and 40% on each dollar that you set aside.

Flexible Spending Arrangement (FSA)

The FSA allows you to set aside pretax money from your salary to pay for out-of-pocket health care expenses. The funds are deducted from your pay before FICA and Federal income taxes are calculated and can result in savings up to 40%. Learn more.

Dependent Care Assistance Program (DCAP)

The DCAP allows you to redirect a portion of your salary on a pre-tax basis to pay for your qualified day care costs for your dependents (e.g. preschool, babysitting, before/after school care, in-home care for a disabled dependent). The funds are deducted from your pay before FICA and federal income taxes are calculated and can result in savings up to 40%. Learn more.

Limited Purpose FSA (LPFSA)

The Limited Purpose FSA allows you to set aside pretax money from your salary to pay for out-of-pocket dental and vision expenses. The funds are deducted from your pay before FICA and Federal income taxes are calculated and can result in savings up to 40%. This benefit is intended for subscribers enrolled in UMP High Deductible with a Health Savings Account (HSA). Learn more.