Flexible Spending Arrangement (FSA)
The FSA allows you to set aside pretax money from your salary to pay for out-of-pocket health care expenses. The funds are deducted from your pay before FICA and Federal income taxes are calculated and can result in savings up to 40%. Learn more.
Dependent Care Assistance Program (DCAP)
The DCAP allows you to redirect a portion of your salary on a pre-tax basis to pay for your qualified day care costs for your dependents (e.g. preschool, babysitting, before/after school care, in-home care for a disabled dependent). The funds are deducted from your pay before FICA and federal income taxes are calculated and can result in savings up to 40%. Learn more.
Limited Purpose FSA (LPFSA)
The Limited Purpose FSA allows you to set aside pretax money from your salary to pay for out-of-pocket dental and vision expenses. The funds are deducted from your pay before FICA and Federal income taxes are calculated and can result in savings up to 40%. This benefit is intended for subscribers enrolled in UMP High Deductible with a Health Savings Account (HSA). Learn more.