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How an FSA can help you
The SEBB Program offers a Flexible Spending Arrangement (FSA) program that allows you to set aside money from each paycheck — before taxes — to pay for out-of-pocket health expenses. The minimum annual contribution is $120 and the maximum is $3,400 for 2026.

For future years, if the IRS announces an increase in the maximum contribution limit prior to the last day of open enrollment, HCA will adopt the new maximum contribution limit for that upcoming plan year.

The FSA is offered only to school employees who meet criteria listed in Washington Administrative Code (WAC) 182-31-040. Learn more on the SEBB “Eligibility” webpage.

Here are some of the ways an FSA can help you:

  • Setting aside a portion of your pay with an FSA reduces your annual taxable income and makes it easier to pay for out-of-pocket health expenses.
  • The full amount you set aside for your calendar FSA contribution is available on your first day of coverage for expenses.
  • Your FSA helps you pay for deductibles, copays, coinsurance, dental, vision, and many other expenses (see our eligible expenses list).
  • You can use your FSA for your or your dependent’s health care expenses, even if they are not enrolled in your SEBB medical, dental, or vision plan.

Did your employer give you $200 for a CBA FSA? Read this FAQ for more information!